No tolerence for those without insurance

So its Saturday night, I get home from Iowa at about 8pm and we decide to chill at home and catch up on Friday Night Lights. About midnight we get a knock at our door. This is strange because you have to be buzzed in through two external doors before getting into our building, then climb 4 flights of stairs before knocking on our door. Erik answered it and it was our neighbor Amy. She said "hi Monica you need to come down stairs, your car is totalled, would you like a piece of cake?". We are both like - WHAT?!? So we get dressed and go down stairs where I see a 5 car pile up - mine is the 4th.

According to the police and witnessing neighbors, this is what happened:

Someone stole my neighbor's car, took a victory lap almost hitting a little girl (why a little girl was out on the street at midnight I will never know) and she screamed which is why the neighbors all ran outside. On his second lap around he lost control of the white bronco, hit two parked cars before smashing into mine. The other two cars were up on their sides smashed into trees. Mine was just kind of schrunched. So the super intelligent neighbor just purchased the vehicle and didn't have insurance.

The police wrote up police reports and my other neighbor went into his apartment and got us all a beer. Right with the police there we drank a beer - that's weird, right?? So apparently it's illegal to have a wrecked car parked on a city street in Chicago - so the cops made us tow our cars. The towing company gave me a receipt and the place it was going to and at about 4am, we finally made it back to bed... carless.